Persevo
Payments

Accept money everywhere your customers are.

Card networks, digital wallets, multi-currency settlement and SCA — wired through a PCI-compliant payments partner so card data never touches Persevo servers.

VisaMastercardAmexDiscoverApple PayGoogle PayPayPalAmazon PayPCI-DSS
EUREurope
€89.00
Apple Pay
authorised
GBPUnited Kingdom
£74.50
Card · Visa
authorised
USDUnited States
$96.40
PayPal
authorised
Capabilities

A payments stack that doesn't make you a payments expert.

The boring, regulated, error-prone parts of taking money online — handled by the same engine that runs Persevo Checkout.

Every major card network

Visa, Mastercard, American Express and Discover supported by default. New networks roll in without you touching code.

Digital wallets, ready

Apple Pay, Google Pay, PayPal and Amazon Pay appear automatically where the shopper's device supports them — no separate integrations.

Multi-currency settlement

Charge in EUR, USD, GBP and others. Settle to a single bank account or split by market with per-region payout configuration.

3-D Secure & SCA

Strong customer authentication is built in. Step-ups are triggered intelligently to keep approval rates high without violating EU PSD2.

Refunds, full and partial

Refund a whole order or a single line in one API call. Refund timelines, fees and currency handling resolve automatically.

Webhooks for every event

payment.succeeded, payment.failed, payment.refunded, dispute.opened and more — every state change fires a signed webhook to your backend.

Flow

From cart to bank account.

01Customer
02Checkout
03Payments engine
04Settlement
05Your bank

Authorisation, capture, SCA challenges and settlement are routed through a PCI-compliant payments partner. Persevo orchestrates the flow and persists the order — card numbers never reach our servers.

Compliance

Card data, off your servers.

PCI-DSS handling is delegated to our payments partner. Card numbers, CVCs and full PANs never touch Persevo infrastructure — your scope stays minimal.

  • Tokenised card references only
  • SCA / 3-D Secure managed end-to-end
  • GDPR-ready data residency in the EU
Webhooks

Every event, signed and delivered.

Subscribe once and get a typed payload at every state change. Replay history and inspect deliveries from the admin dashboard.

payment.succeededPOST
payment.failedPOST
payment.refundedPOST
payment.partial_refundedPOST
dispute.openedPOST
dispute.closedPOST

Each delivery is signed with HMAC-SHA256 and includes replay-safe identifiers. Retries follow exponential backoff for 24 hours.

POST /your-webhookjson
{
  "id": "evt_01HX2K9V7C4M3RZ8N5T9YQE0AB",
  "type": "payment.succeeded",
  "created": "2026-05-28T14:22:41.108Z",
  "livemode": true,
  "data": {
    "payment_id": "pay_01HX2K9V6E2N0YP1WM3KD7TZ8R",
    "order_id": "ord_84F2",
    "amount": 8900,
    "currency": "EUR",
    "method": {
      "type": "wallet",
      "brand": "apple_pay",
      "card_last4": "4242",
      "card_network": "visa"
    },
    "customer": {
      "id": "cus_01HX2K90QN8B7G3R5V2F1MD4XY",
      "email": "buyer@example.com"
    },
    "authentication": {
      "three_d_secure": "frictionless",
      "sca_exempt": false
    },
    "region": "DE",
    "settles_to": "acct_eur_primary"
  }
}
Numbers

Coverage that follows your customers.

4
Card networks
5+
Wallets
EUR · USD · GBP +
Settlement currencies
PCI
Off-server card handling
Start

Take payments anywhere your customers buy from.

Tell us your markets, currencies and volumes. We'll come back with a settlement and pricing model that fits.